Immaculate two-story home conveniently located in Northridge subdivision.  This spacious home offers approximately 2,800 square feet of finished living area!   Main level features living and formal and informal dining areas, kitchen with new countertops and half bath.   Upper level includes master suite with bath, three additional bedrooms, full bath and laundry.  Family room, den/office, and utility room included in lower level.  Appliances included: Dishwasher, disposal, microwave, range and refrigerator.  Beautiful 2-teired deck and extensive landscaping.  Hot tub is negotiable!  Seller is providing a one-year home warranty!  Call us today for your showing, 515-232-5700!

This spacious family home offers around 2150 square foot of living area.  The upper level includes a master bedroom, full bath, three additional bedrooms and a ¾ bath.   The main level features a living room, informal dining area, kitchen, and a ½ bathroom.    The lower level includes a family room, full bathroom, laundry and utility room.   Included appliances: dishwasher, dryer, washer, microwave, range and refrigerator.  Additional features of this house include a deck, above-ground swimming pool, and skylights!  Seller is providing a one-year home warranty!  Call the Tom Randall Real Estate Team today for your showing, 515-232-5700!

Enjoy this beautiful west Ames home with approximately 2,185 square feet of living space and quick access to Highway 30!   Open floor plan with main floor offering a great room, formal dining area, kitchen, full bath, ¾ bath, master bedroom, two additional bedrooms and laundry room with extra storage space and a sink.  Finished space in lower level includes family room, ¾ bath, one bedroom and a utility room.  New carpet was installed September 2009. Home features zone heating, and an extended two-car garage.  Appliances included:  range, refrigerator, dishwasher, disposal, microwave, washer and dryer.  Seller is providing a one year home warranty.   Call us today for your showing, 515-232-5700!

So many features to enjoy in this multi-level home with approximately 1,900 square feet of finished living space!  This home includes a double oversized garage and is located on a beautiful wooded lot.  Main level features living room, informal dining area, kitchen and ½ bath.  The upper level has three bedrooms and a full bath.  Lower level finish includes a family room, den / office, ¾ bath and laundry room.  Appliances included: dishwasher, microwave, range and refrigerator.  In the process of being hooked up to city water and sewer.   This home features central air cooling and forced air heating systems.  Seller is providing a one-year home warranty!  Call the Tom Randall Real Estate Team today for your personal showing!  515-232-5700.

Enjoy carefree townhome lifestyle with approximately 1,258 square feet of finished living space!  This end unit has a spacious master bedroom and a gas fireplace!  Main level features living room, informal dining, kitchen, ½ bath and a utility room.  Upper level includes Master bedroom, an additional bedroom, full bath and the laundry room.  All appliances stay with home:  dishwasher, disposal, dryer, microwave, range, refrigerator and washer.  This townhome also features a patio and a two car attached garage.  Seller is providing a one-year home warranty!  Call the Tom Randall Real Estate Team today for your personal showing!  515-232-5700.

Approximately 1,970 square feet of finished living space in this two story townhome!  The main level features a living room, informal dining, new oak kitchen, ¾ bath, ½ bath, and master bedroom.  The upper level has den/office, full bath and two additional bedrooms.  Lower level consists of a family room, utility room and a laundry room.  Appliances included:  disposal, dishwasher, dryer, microwave, range, refrigerator, and washer.  A new furnace and central air.  Two-car attached garage.  Association dues include exterior maintenance, lawn care, snow removal, swimming pool, clubhouse, playground, tennis court and garbage service.  Seller is providing a one-year home warranty!  Call the Tom Randall Real Estate Team today for your personal showing!  515-232-5700.

Nice 3 bedroom house with 1 ½ baths.  Main level includes a spacious kitchen, living room, informal dining, full bath and all three bedrooms.  Lower level has a rec room, ½ bath, laundry and utility room.  Appliances included dishwasher, disposal, dryer, microwave, range, refrigerator and washer.  There is a detached oversized double garage, all 672 sq ft is heated and insulated.

Approximately 2,200 square feet of living space with four bedrooms, one full and one ¾ bath.  This home features a large living room with a fireplace.  Main level includes living room with a fireplace, formal dining, informal dining and a kitchen. Upper level has a full bath, master bedroom and three additional bedrooms.  The walkout basement has a family room, den/office, ¾ bath, laundry and utility room. As you walk out to the deck you will notice the oversized yard has a shed that is included.  Kitchen appliances include:  dishwasher, disposal, range and refrigerator.  Seller is providing a one-year home warranty!  Can the Tom Randall Real Estate Team today for your personal showing. 515-232-5700.

Approximately 1,967 square feet of finished living space in this one and a half story home!  The main level features a living room, formal and informal dining, kitchen, den, a full bath and two bedrooms.  The upper level has two additional bedrooms and a ¾ bath.  All appliances are included. Two-car detached garage.  Seller is providing a one-year home warranty!  Call the Tom Randall Real Estate Team today for your personal showing!  515-232-5700.

Approximately 1,923 square feet of finished living space in this two story home located in a prime South campus neighborhood!  Master bedroom has its own private deck.  Main level features living room, informal dining, kitchen, den/office, ½ bath and a sunroom that overlooks the private backyard.  Upper level has a full bath and three bedrooms.  The lower level consists of ½ bath, utility and laundry room.  All appliances stay: dishwasher, disposal, range, refrigerator and washer/dryer.   Seller is providing a 1 year AHS home warranty.  Call the Tom Randall Real Estate Team today for your private showing.  515-232-5700.

CRS stands for Certified Residential Specialist, which is the highest designation awarded to sales associates in the residential sales field.  The CRS designation recognizes professional accomplishments in both experience and education.

GRI stands for the Graduate REALTOR Institute, which is the mark of a real estate professional who has made the commitment to provide a high level of professional services by securing a strong educational foundation.  REALTORS with the GRI designation are highly trained in many area of real estate to better serve and protect their clients.

http://www.aarpmagazine.org/lifestyle/the_simple_life.html?generalStatus=Thanks%21%20Your%20email%20has%20been%20sent.

OUR PLEDGE TO OUR CUSTOMERS

To provide unsurpassed service to help you buy your home in the shortest time, with the least inconvenience to you, we will...

• Explain real estate agency relationships
• Initiate and maintain constant and continuous communication with you
• Carefully analyze your needs, being sensitive to your special requirements
• Orient you to current market conditions
• Provide helpful community data
• Explain local real estate practices and procedures
• Provide information on lenders and financing alternatives
• Thoroughly analyze the entire inventory of homes on the market
• Coordinate appointments & professionally show all properties of interest that meet your needs
• Provide relevant market data as to fair market value of homes
• Disclose all material defects of the property that are known
• Carefully explain and prepare offer to purchase forms
• Arrange to present all offers to seller in a timely manner
• Conscientiously facilitate the negotiations for the best possible price and terms
• Explain post-purchase activities and responsibilities
• Follow up on post-purchase activities
• Keep in touch with you after moving day

If this sounds like the kind of service you're interested in don't hesitate to contact one of our Buyer Specialists below.

Haley Pick                                                                                                                                       K'Lynn Lynn

515-232-5700                                                                                                                              515-232-5700

haley@tomrandall.com                                                                                               klynn@tomrandall.com

LET US HELP YOU!

Buying a house can be confusing at times.  There are many different directions and options.  But no matter where you find a home you may be interested in seeing, you need only call the Tom Randall Real Estate Team for help.  Because we share a cooperating relationship with all real estate offices within our community, it means we can show you properties that are listed with us or any broker in our area.  We can also assist you in "For Sale By Owner" transactions.  Just call the Tom Randall Real Estate Team at 515-232-1685 for all the information you need!

• Hear about a property for sale? Give us a call and we'll search out the details for you!
• See a sign? We can show you properties that are listed with us or any broker in our area.  We can also assist you in "For Sale By Owner" transactions.
• Want to visit an open house? If we cannot accompany you, please either do not sign in, or sign in & put "The Tom Randall Real Estate Team" after your name! We can also provide you with an Open House Guest Pass.
• Want to tour a new construction project?The Tom Randall Real Estate Team will need to accompany you to the property on the initial visit.  By letting us help you with builders, you get all the services offered we offer, as well as those offered by the builder...with out paying more for it!

If you would like any additional information about buying or selling your home do not hesitate to call the Tom Randall Real Estate Team at 515-232-5700. If you are looking into buying you can also call one of our exceptional Buyer Specialists below:

                Haley Pick                                                     K'Lynn Lynn

                (515)232-5700                                             (515)232-5700

               haley@tomrandall.com                                   klynn@tomrandall.com

Steps to prepare for home ownership

1.  Don't start looking at homes before you know how much home you can afford.  Select a lender and determine how large a mortgage you can afford.  Also explore different loan options and decide what's best for you.

2.  Determine if you have enough saved to cover your down payment and closing costs.  Calculate the costs of home ownership including property taxes, insurance, maintenance, and association fees, if applicable.

3. Develop a wish list of what you'd like your home to have.  Then prioritize the features on your list.  Be picky, but don't be unrealistic.

4. How long do you hope to stay in this home? This decision may indicate what type of home you'll buy as well as the type of mortgage terms that suit you best.

If you have any questions about buying a home, or need any assistance in finding the perfect home for you contact our buyer specialists at the numbers or email addresses below.

                         Haley Pick                                        K'Lynn Lynn

                         (515)232-5700                               (515)232-5700

                         haley@tomrandall.com                  klynn@tomrandall.com

Common Closing Costs for Buyers

The lender must disclose a good faith estimate of all settlement costs.  A check to cover your closing costs will probably have to be a cashier's check.  The title company or other entity conducting the closing will tell you the required amount for:

• Down payment
• Loan Origination fees
• Points, or loan discount fees you pay to recieve a lower interest rate
• Appraisal fee
• Credit report
• Private mortgage insurance premium
• Insurance escrow for homeowners insurance, if being paid as part of the mortgage
• Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
• Deed recording fees.
• Title insurance policy premiums
• Survey
• Inspection Fees - builiding inspction, termites, radon etc.
• Notary fees
• Prorations for your share of costs such as utility bills and property taxes

If you have any questions about this or any thing else related to buying or selling real estate don't hesitate to contact the Tom Randall Real Estate Team at (515)232-5700, or email a Buyer Specialist at haley@tomrandall.com or klylnn@tomrandall.com.

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Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.