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Sold

by Tom Randall Real Estate Team

Sold
Some things are hard to measure, and others are easy. Success in a real estate sale is easy. It occurs when the "SOLD" sign is in your front yard. And having that occur as quickly as possible is the goal of every seller and The Tom Randall Real Estate Team.

You have undoubtedly heard that old saying about the "hard way" and the "easy way" to do something. The hard way to get the "SOLD" sign up is to try and sell it yourself. The easy way is to use the services or our Team that has proven ways to get your home sold for the most amount of money in the shortest amount of time.

Remember, our team doesn't get paid until your home is "SOLD". And the amount we earn in commission is dependent upon the amount of the sale. That's a lot of genuine motivation to do the job right. Save yourself headaches and frustration and call the Tom Randall Real Estate Team today!!!

We also have a great page of Radon in Iowa.  Please click the link below to find out more...

http://www.tomrandallrealestateteam.com/Radon-a-Health-Risk

 

Inspection Repairs

by Tom Randall Real Estate Team

When you sell a house, the buyers will probably have a home inspection before they sign a contract to purchase the home. The inspector may turn up something that needs attention or repair, and after the inspection, the buyers may produce a list of items they want repaired as a condition for moving forward on the sale.

When you get the buyers' list, remember that some of the items may be negotiable. Sales contracts usually require that all the systems be in working condition. Some buyers may make requests that go beyond the normal obligations of the seller. They may ask for a new roof or certain structural repairs that you may not want to make. I can help you to assess the risks of just saying "no" to buyers who are making demands you consider to be unreasonable. You may decide to decline the requests, but the buyers may also decide to back out of the deal as a result.

When you agree to make repairs, hire licensed professionals who will guarantee their work, and give copies of the reports to the buyers. Arrange to have the repairs made as far ahead of time to avoid last-minute complications which could compromise the transaction.

Ames Make 100 Best Places to Live in America

by Tom Randall Real Estate Team

Ames Makes the 100 Best Places to Live in America.  Check out the link below and see why you would should buy a home in Ames, Iowa.  Our agents are always available to show!!!

http://realestate.yahoo.com/promo/100-best-places-to-live-in-america-2010-edition

Tom Randall Real Estate Team Buyer Specialist has strong real estate education

by Tom Randall Real Estate Team

Our Buyer Specialist, K'Lynn Lynn, has earned the GRI & CRS designations to better serve her clients here in Ames Iowa.

CRS stands for Certified Residential Specialist, which is the highest designation awarded to sales associates in the residential sales field.  The CRS designation recognizes professional accomplishments in both experience and education.

GRI stands for the Graduate REALTOR Institute, which is the mark of a real estate professional who has made the commitment to provide a high level of professional services by securing a strong educational foundation.  REALTORS with the GRI designation are highly trained in many area of real estate to better serve and protect their clients.

Ames Iowa Real Estate - Our Pledge to Our Customers

by Tom Randall Real Estate Team

Here at the Tom Randall Real Estate Team in Ames Iowa we are committed to providing our clients with the necessary information they need to get them their new home in the time frame and price range they desire with the fewest hassles. 

OUR PLEDGE TO OUR CUSTOMERS

To provide unsurpassed service to help you buy your home in the shortest time, with the least inconvenience to you, we will...

  • Explain real estate agency relationships
  • Initiate and maintain constant and continuous communication with you
  • Carefully analyze your needs, being sensitive to your special requirements
  • Orient you to current market conditions
  • Provide helpful community data
  • Explain local real estate practices and procedures
  • Provide information on lenders and financing alternatives
  • Thoroughly analyze the entire inventory of homes on the market
  • Coordinate appointments & professionally show all properties of interest that meet your needs
  • Provide relevant market data as to fair market value of homes
  • Disclose all material defects of the property that are known
  • Carefully explain and prepare offer to purchase forms
  • Arrange to present all offers to seller in a timely manner
  • Conscientiously facilitate the negotiations for the best possible price and terms
  • Explain post-purchase activities and responsibilities
  • Follow up on post-purchase activities
  • Keep in touch with you after moving day

If this sounds like the kind of service you're interested in don't hesitate to contact our Buyer Specialist below.

K'Lynn Lynn

515-232-5700

klynn@tomrandall.com

Ames Iowa Real Estate - Steps to prepare for Homeownership

by Tom Randall Real Estate Team

Here at the Tom Randall Real Estate Team in Ames Iowa we are committed to providing all the information buyers need to find the right home, at the right price, in the time frame they desire.

Steps to prepare for home ownership

1.  Don't start looking at homes before you know how much home you can afford.  Select a lender and determine how large a mortgage you can afford.  Also explore different loan options and decide what's best for you.

2.  Determine if you have enough saved to cover your down payment and closing costs.  Calculate the costs of home ownership including property taxes, insurance, maintenance, and association fees, if applicable.

3. Develop a wish list of what you'd like your home to have.  Then prioritize the features on your list.  Be picky, but don't be unrealistic.

4. How long do you hope to stay in this home? This decision may indicate what type of home you'll buy as well as the type of mortgage terms that suit you best.

If you have any questions about buying a home, or need any assistance in finding the perfect home for you contact our buyer specialists at the numbers or email addresses below.

                         Haley Pick                                        K'Lynn Lynn

                         (515)232-5700                               (515)232-5700

                         haley@tomrandall.com                  klynn@tomrandall.com

 

 

Ames Iowa Real Estate - Common Closing Costs for Buyers

by Tom Randall Real Estate Team Ames Iowa Real Estate

Here at the Tom Randall Real Estate Team in Ames, Iowa we believe in providing as much information to our clients as necessary. 

Common Closing Costs for Buyers

The lender must disclose a good faith estimate of all settlement costs.  A check to cover your closing costs will probably have to be a cashier's check.  The title company or other entity conducting the closing will tell you the required amount for:

  • Down payment
  • Loan Origination fees
  • Points, or loan discount fees you pay to recieve a lower interest rate
  • Appraisal fee
  • Credit report
  • Private mortgage insurance premium
  • Insurance escrow for homeowners insurance, if being paid as part of the mortgage
  • Property tax escrow, if being paid as part of the mortgage. Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.
  • Deed recording fees.
  • Title insurance policy premiums
  • Survey
  • Inspection Fees - builiding inspction, termites, radon etc.
  • Notary fees
  • Prorations for your share of costs such as utility bills and property taxes

If you have any questions about this or any thing else related to buying or selling real estate don't hesitate to contact the Tom Randall Real Estate Team at (515)232-5700, or email a Buyer Specialist at haley@tomrandall.com or klylnn@tomrandall.com.

 

Ames Iowa Real Estate - Should I Buy a Home Now?

by Tom Randall Real Estate Team

I'm often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don't know where the bottom is until you see it in the rear view mirror, meaning until you've missed it!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.

Displaying blog entries 1-8 of 8

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