Here at the Tom Randall Real Estate Team in Ames Iowa we are committed to providing all the information buyers need to find the right home, at the right price, in the time frame they desire.

Steps to prepare for home ownership

1.  Don't start looking at homes before you know how much home you can afford.  Select a lender and determine how large a mortgage you can afford.  Also explore different loan options and decide what's best for you.

2.  Determine if you have enough saved to cover your down payment and closing costs.  Calculate the costs of home ownership including property taxes, insurance, maintenance, and association fees, if applicable.

3. Develop a wish list of what you'd like your home to have.  Then prioritize the features on your list.  Be picky, but don't be unrealistic.

4. How long do you hope to stay in this home? This decision may indicate what type of home you'll buy as well as the type of mortgage terms that suit you best.

If you have any questions about buying a home, or need any assistance in finding the perfect home for you contact our buyer specialists at the numbers or email addresses below.

                         Haley Pick                                        K'Lynn Lynn

                         (515)232-5700                               (515)232-5700

                         haley@tomrandall.com                  klynn@tomrandall.com